Broker Check

If you are approaching or have already reached retirement, let us help you plan for the best years of your life, when the only question you'll ask will be: "What do I get to do tomorrow?"

At Webster Investment Advisors, over the past 32 years we have helped over 100 people retire comfortably, knowing you only get one opportunity to do it right.  As a Certified Fit-To-Retire Coach we counsel individuals and families on the many different ways to optimize both lifestyle and finances.  The foundation of our approach is based upon a brief yet comprehensive process which starts with the Fit-To-Retire Assessment. 

By taking the Fit-To-Retire Assessment, the following aspects of retirement will be addressed:

  • Self Identity 
  • Social 
  • Health and Nutrition
  • Personal Relationships
  • Financial Security



Optimizing The Three Stages Of Retirement


GO-GO Stage

This stage of retirement is generally for those who recently retired and want to get the most out of their high-energy years. This includes indulgences in leisure activities and travel that may have been enjoyed before retirement, but that now can become a higher priority in your lives. While a time of enjoyment, planning for your future of financial stability and wellness of health is critical.

Fit to Retire Evaluation and First 100 Days Playbook – A uniquely generated discussion of your post-retirement lifestyle

Income Solver – Social Security and efficient retirement income generation strategy

Medicare Gap Insurance – Guidance on best options to meet your needs

Savvy College Planning – Funding tools for children and grandchildren

Lifelock & LastPass – Convenient and secure tools to protect your identity and make life easier

Elder Care Guidance – Helping you help your loved ones in their “no-go” time


SLO-GO Stage

After the "Go-Go" stage passes, retirement gives way to the "Slo-Go" stage, when the retiree slows the pace of their lives after retirement, usually beginning around their mid-70s and lasting about 10 years.

Long-Term Care – Consultation on local independent living options, efficient funding strategies and expectations of lifestyle for you, or for your elders

Estate Planning – Guidance on best practices to address transfer of wealth, property, and personal desires to your next generation as well as charitable interests

Everplans – Working alongside us, an orchestrated process and hands-on tool for engaging your loved ones in matters chosen by you. These may include educating them on your investments, sharing with them end-of-life desires and plans, discussing charitable interests and securing access to their or your valuable documents and information.


NO-GO Stage

Unpleasant realities set in after the "Slo-Go" Stage, as both physical and mental health begin to deteriorate, and living becomes far less independent. This can be a brief period for some, but prolonged for others, and in either case requires much attention by loved ones.

Administrator Care – Providing ease to your loved ones and you in suggesting resources for bill-paying, elder transportation, and other matters of welfare

Physical Care – Local resources for nursing homes, ambulatory services, in-home care and best practices for physician and medication coordination

Emotional Care – Best approaches for an oft overlooked but most important element – the ongoing support by loved ones