Our goal is simple: Satisfy our clients with an easy-to-understand approach to investing.

Webster Investment Advisors believes the best way to improve investment return is to reduce, not increase, market risk. Furthermore, we believe investing can be done without being so complex that you do not understand what you are doing or feel swamped in trying to oversee dozens of holdings.

Participation with Protection

Understanding how to invest your money in attempting to maximize returns while managing risk may sound like a difficult task, but we believe our team at Webster Investment Advisors has been effective in implementing this risk/return balance for our clients for over twenty years. Our money management philosophy is based on a model developed by founder Bob Webster that strives to provide the returns and diversification that our clients desire with the risk management they need to sustain returns even in tough economic conditions. “Participation with Protection” is the focus of our service to you, and the core component of our strategy is the use of "non-correlated" investment managers. To meet that end, we will likely recommend our asset-allocated investment strategy, managed by a handful of professional money managers, each with a different market approach.

Finding Unique Baskets

Investment diversification within asset classes has always been wise, but it may not be enough. As reported in the Financial Analysts Journal, asset class selection accounts for the majority of investment success, rather than the selection of individual investments within that particular sector. The Nobel Prize for Economics in 1990 was awarded for proof that total return increases, and risks are reduced, when portfolios have asset categories that are essentially non-correlated. Therefore, the challenge has moved beyond "don’t put all your eggs in one basket" to finding unique baskets—such as managed futures and tactical timers—that are distinctly different from one another. Even if you diversify into stocks, bonds and real estate, you may not obtain enough non-correlation. However, over-diversification can turn your investments into an “index,” a strategy that runs the risk of mediocrity.

While this diversification concept is not likely new to you, we believe that it is our ability to diversify, in a simple, non-correlated fashion that makes Webster Investment Advisors unique to the universe of investment advisors. More importantly, this real-world approach to you means having a greater understanding, having a greater feeling of confidence and having comfort in being in a strong relationship with seasoned advisors.